Google Pay has become one of the most popular digital payment platforms in India, especially for UPI-based transactions. With just a mobile number or UPI ID, users can instantly send and receive money directly from their linked bank accounts. Over the years, the app has expanded its services to include mobile recharges, electricity and gas bill payments, broadband and postpaid bill settlements, balance checks, and much more.

However, not every user wishes to continue using Google Pay indefinitely. Some may prefer switching to another UPI app, while others might want to reduce the number of financial apps on their phone for privacy or security reasons. If you are planning to permanently disable or stop using your Google Pay account, it is important to follow the correct process to avoid any future issues with linked bank accounts.

In this guide, we explain how you can safely remove your bank accounts from Google Pay and sign out of the app to effectively disable your account.

Important Things to Know Before Disabling Google Pay

Before you proceed, keep the following points in mind:

• Removing bank accounts from Google Pay will stop all UPI transactions from that app.

• Your bank account itself will remain active; only the Google Pay link will be removed.

• If you reinstall Google Pay later, you will need to re-activate your UPI accounts again.

• Recent updates have removed the old “Close Account” option, so manual removal is now required.

Step-by-Step Guide to Disable Google Pay Account

Follow these simple steps to remove your bank accounts and sign out of Google Pay.

Step 1: Open the Google Pay App

Launch the Google Pay app on your smartphone.

Step 2: Tap on Profile Photo

At the top right corner of the screen, tap on your profile photo or initials.

Step 3: Open Bank Accounts Section

Now tap on the Bank accounts option from the menu.

Step 4: Select the Bank Account

Tap on the bank account that is currently linked with your Google Pay.

Step 5: Remove the Account

On the top right corner, tap on the three-dot menu and select Remove account.

Step 6: Repeat for Other Accounts

If you have linked multiple bank accounts, repeat the same process for each one.

Step 7: Sign Out from Google Pay

After removing all bank accounts, go back to the main menu and tap on:
Settings → Sign out

Once you tap on Sign out, Google Pay will show a confirmation message saying:
“Sign out of your account? You’ll have to re-activate your UPI accounts when you relaunch the app.”

Confirm and complete the process.

Why the “Close Account” Option Is No Longer Available

Earlier, Google Pay offered a dedicated Close Account option that allowed users to permanently delete their profile. However, with recent app updates, this option has been removed.

Now, disabling Google Pay mainly involves:

• Removing all linked bank accounts

• Signing out of the app

This effectively stops all UPI services on Google Pay.

Final Thoughts

Disabling Google Pay is a simple process if you carefully follow the correct steps. By removing your bank accounts and signing out, you can ensure that no transactions can take place through the app.

If you ever decide to return to Google Pay in the future, you can easily re-register and link your bank accounts again. Until then, this method allows you to safely and cleanly stop using the service without affecting your bank account itself.