The 350cc motorcycle segment in India has been growing rapidly in recent years. While Royal Enfield Classic 350 has traditionally dominated this category, Honda Motorcycle and Scooter India is also strengthening its presence with the stylish Honda CB350 H'ness.

If you are planning to buy this retro-style motorcycle, understanding the loan EMI and repayment options can help you manage your budget better.

Variants and Price of Honda CB350 H’ness

The Honda CB350 H'ness is available in three variants:

• DLX

• DLX Pro

• DLX Pro Chrome

The ex-showroom price ranges from ₹1,92,435 to ₹1,97,003.
The bike competes directly with the Royal Enfield Classic 350, offering a retro design, premium finish, and modern features.

How the EMI Calculation Works

The EMI calculation here is based on the top variant (DLX Pro Chrome) priced at ₹1,97,003 (ex-showroom).

Loan assumptions:

• Loan amount: ₹1,97,003

• Interest rate: 9.5% per year

• Loan tenure options: 12, 24, and 36 months

Monthly EMI Breakdown

1-Year Loan (12 Months)

• Monthly EMI: approx. ₹17,274

• Total Interest Paid: approx. ₹10,284

This option has higher monthly payments but the lowest interest cost.

2-Year Loan (24 Months)

• Monthly EMI: approx. ₹9,045

• Total Interest Paid: approx. ₹20,084

This provides a balanced EMI and moderate interest cost.

3-Year Loan (36 Months)

• Monthly EMI: approx. ₹6,311

• Total Interest Paid: approx. ₹30,178

This option offers the lowest monthly EMI but the highest total interest.