In 2026, even budget smartphones are delivering camera performance that rivals premium devices from a few years ago. If your budget is up to ₹20,000 and photography is your priority, there are several phones that strike the perfect balance between price, performance, and camera capabilities.

The Oppo K13x 5G, priced at ₹15,999, offers a 50MP + 2MP rear camera setup and an 8MP front camera for selfies. Its 6.67-inch IPS LCD display with a 120Hz refresh rate ensures smooth visuals, while the MediaTek Dimensity 6300 processor and 6000mAh battery with 45W fast charging make it a reliable all-rounder.

The Vivo T4X, available at ₹15,499, comes with a dual 50MP rear camera system and an 8MP front camera. Powered by the MediaTek Dimensity 7300 processor, it features a large 6.72-inch IPS LCD display with a 120Hz refresh rate and a massive 6500mAh battery with 44W fast charging.

For selfie enthusiasts, the Motorola G67 Power at ₹15,999 is a strong contender, offering a 32MP high-resolution front camera alongside a 50MP + 8MP rear setup. Its Snapdragon 7s Gen 2 processor, 6.7-inch IPS LCD display at 120Hz, and 7000mAh battery with 30W charging ensure both performance and longevity.

The CMF Phone 2 Pro, priced at ₹17,999, is ideal for photography enthusiasts seeking versatility. Its triple camera setup—50MP wide, 50MP telephoto, and 8MP ultrawide—paired with a 6.77-inch AMOLED display at 120Hz, delivers crisp and vibrant photos. The phone runs on the MediaTek Dimensity 7300 Pro chipset and Nothing OS 3.2.

Lastly, the Samsung Galaxy A17 5G, available for ₹18,999, features a 50MP wide, 5MP ultrawide, and 2MP macro camera setup. Its 6.7-inch Super AMOLED display with a 90Hz refresh rate, Exynos 1330 processor, and 5000mAh battery with 25W charging make it a solid choice for photography lovers.

With these options, buyers no longer need to spend a fortune to capture stunning, DSLR-like photos—2026’s budget smartphones make high-quality photography accessible to everyone.