The central government has provided significant relief to employees of Central Autonomous Bodies (CABs) under the National Pension System (NPS). These employees are now allowed to choose two new and profitable funds for their pension investments. This decision by the Finance Ministry will enable employees to better plan their retirement, maintaining a balance between investment security and growth. Let's explore these two new options and how they will benefit employees...

There is an option to choose from two new and beneficial funds, LC-75 (Aggressive Fund) and BLC (Balanced Fund). In LC-75, up to 75% can be invested in equity (stock market), which can provide higher returns in the long run. Whereas, BLC (Balanced Fund) has a 50% equity limit and it gradually reduces after 45 years. This information has been given by the Expenditure Department of the Finance Ministry. The Department of Expenditure said that the notification of the Department of Financial Services dated November 13, 2025 has been implemented for the employees of Central Autonomous Bodies under NPS.

What did the Finance Ministry say?

The Finance Ministry stated that these new investment options will greatly benefit employees of autonomous bodies. Employees will now be able to decide where to invest their pension funds based on their preferences, future financial needs, and their risk appetite. This will provide employees with greater investment freedom and make the NPS scheme even more beneficial. The government has directed all government departments and ministries to immediately inform all autonomous bodies under their jurisdiction about these new rules.

PC: Rochak Khabre