The central government is implementing the "PM Vishwakarma Yojana" to preserve India's traditional arts, crafts, and skills and advance them in modern times. Through this scheme, the government is providing both financial and technical assistance to help people develop their ancestral and traditional skills. Let's explore the key benefits and application process under this scheme.

Key benefits of the plan

PM Vishwakarma Certificate and ID Card: Artisans joining the scheme get official identification and certificate.

Skill Training: Artisans receive basic and advanced training to hone their skills. A stipend of ₹500 per day is also provided during the training period.

Toolkit Incentive: An amount of Rs 15,000 is given directly into the bank account for purchasing modern equipment.

Affordable and Unsecured Loan: To expand your business, you can avail a loan of up to Rs 1 lakh (for 18 months) in the first phase and Rs 2 lakh (for 30 months) in the second phase at a concessional interest rate of just 5% without any guarantee.

Digital Transaction Incentive: There are separate financial incentives to promote digital transactions.

Who can benefit?
This scheme is primarily for people belonging to 18 traditional castes/occupations that traditionally work with hands and tools, such as:

Blacksmiths, locksmiths, hammer and toolkit makers

Goldsmith, potter, sculptor, cobbler

Masons, mat-basket-broom makers, traditional doll and toy makers, barbers, garland makers, washermen, tailors and fishing net makers.

Required Documents
Aadhaar Card - Must be linked to mobile for identification

PAN card Carpenters, boat builders, weapon makers

Bank passbook (account should be linked to Aadhaar)

Ration card (for family details)

Mobile number

How to apply?
Visit the nearest Common Service Centre to apply.

Registration for this scheme is done through biometric authentication through the CSC portal.

After verification of the application, PM Vishwakarma certificate and digital ID card are issued, after which the benefits start getting disbursed in a phased manner.

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