Friends, in today’s modern era, UPI have revolutionized money transactions. Today, you can send and receive money to anyone, anywhere. UPI has introduced a new feature for its users, making your transactions even faster and more convenient. The National Payments Corporation of India (NPCI) has launched a new biometric authentication feature on the BHIM app, allowing users to make payments without entering a UPI PIN. Let's learn the full details.

What is the new biometric payment feature?

NPCI, through its subsidiary, has enabled biometric authentication for UPI transactions. With this feature, users can authorize payments using the following methods:

Fingerprint recognition

Facial Recognition

This feature is available for transactions up to ₹5,000. This means you can quickly complete small payments without having to enter your UPI PIN each time.

How to enable this feature?

Open the BHIM app on your smartphone

Go to the profile section

Select your linked bank account

Enable the 'Biometric Transaction' option

Once enabled, you can use your fingerprint or face to approve payments instantly.

Key benefits for users

No need to remember UPI PIN – great for users who often forget their PIN

Fast transactions – save time when making quick payments

More convenience – QR code payments are useful for everyday activities like shopping and sending money

Fewer transaction failures – errors caused by entering incorrect PINs are eliminated

What is biometric authentication?

Biometric authentication is a security technology that verifies identity using unique physical characteristics, such as fingerprints or facial features. By incorporating it into the BHIM app, NPCI ensures that transactions remain secure, while also becoming faster and more user-friendly.

PC: Journal India