Digital payments have become a routine part of everyday life in India. From buying groceries to paying utility bills, UPI has made cashless transactions fast and convenient. However, along with this convenience, incidents of online fraud and wrong money transfers have also increased. Many users have faced situations where money was accidentally sent to the wrong person or to a scammer due to fake UPI IDs or misleading QR codes. To address this growing concern, UPI has introduced a new security-focused update that clearly shows who you are paying before the transaction is completed.

What Is the New UPI “Name Display” Feature?

The latest UPI update brings a Name Display feature that reveals the recipient’s name on the payment confirmation screen. When a user enters the amount and proceeds to enter the UPI PIN, the screen will now display the name of the individual or merchant receiving the payment.

This small but powerful change ensures that users can verify the recipient’s identity before approving the transaction. It works as a final confirmation step, reducing the chances of money being transferred to the wrong account.

How Does This Feature Help Prevent Online Scams?

Online fraudsters often trick users by sharing fake UPI IDs or QR codes, making it difficult to identify the actual recipient. Earlier, users mostly relied on UPI IDs, which are not always easy to recognize. With the new update:

• The recipient’s registered name is shown before payment

• Users can cancel the transaction if the name looks suspicious or unfamiliar

• Accidental transfers caused by typing errors can be avoided

• Scam attempts become easier to identify

In simple terms, this feature acts as a double-check system that helps users stay alert and protected.

What Will Users See on the Payment Screen?

When making a UPI payment, the interface will now show:

• The payment amount

• The recipient’s name at the top of the screen

• A cleaner and clearer confirmation layout

There is no major change in how UPI works, but this visual confirmation adds an extra layer of trust and transparency to every transaction.

Who Is Rolling Out This Feature?

This update is being implemented under the guidance of NPCI, the body that manages and regulates the UPI ecosystem in India. Since UPI is used by multiple banks and apps, the feature is being rolled out gradually. Because of this phased rollout, some users may see the update earlier than others.

How to Enable and Use the New UPI Feature?

To start using the Name Display feature, users need to ensure their UPI app is updated to the latest version. Follow these steps:

1. Open the Google Play Store (Android) or App Store (iPhone)

2. Update your UPI app to the latest version

3. Make a payment as usual

4. Check the recipient’s name on the confirmation screen before entering your UPI PIN

If the feature does not appear immediately after updating, there is no need to worry. It will become available automatically once the rollout reaches your app and bank.

Why This Update Is Important for Everyday Users

With the rapid rise in digital payments, even a small mistake can lead to financial loss. This update empowers users by giving them better visibility and control over their transactions. Whether you are paying a shopkeeper, sending money to a friend, or making an online purchase, knowing exactly who is receiving your money adds a strong sense of security.

Final Advice for UPI Users

If you regularly use UPI, it is highly recommended to:

• Keep your payment apps updated

• Always check the recipient’s name before confirming payment

• Avoid rushing through transactions, especially with unknown contacts

This new UPI update is a smart step toward safer digital payments and will play a key role in reducing online fraud across the country.