Digital payments in India are getting another major upgrade. The National Payments Corporation of India (NPCI) has introduced a new UPI Tap & Pay feature that allows users to make contactless payments by simply tapping their smartphone on a compatible point-of-sale terminal.

The new functionality uses NFC technology and is designed to make small everyday payments quicker and more convenient.

How Does UPI Tap & Pay Work?

Traditionally, making a UPI payment requires users to open a payment app, scan a QR code and complete the transaction.

With Tap & Pay, users can bring an NFC-enabled smartphone close to a compatible payment terminal. The p