The central government is continuously making numerous efforts to advance India's economy and empower rural women with self-reliance. One of these highly ambitious and successful initiatives is the "Lakhpati Didi Yojana." The primary objective of this scheme is to empower rural women financially and enable them to earn at least ₹1 lakh annually.

If you also want to know about this scheme in detail, what it is, how to join it and what are its benefits, then let us get complete information about it.

What is the Lakhpati Didi Scheme?
The Lakhpati Didi Scheme is an initiative of the central government that provides various types of skill training to women across the country. They are also provided financial assistance and support to start self-employment ventures so that they can earn at least ₹1 lakh or more per year based on their skills. This scheme is proving to be a boon primarily for women associated with Self Help Groups (SHGs).

Key benefits under the scheme:
Skill development training:
Women are trained in various fields according to their interests and local demand.

Tailoring and running a boutique

Making LED bulbs

Food processing (making pickles, papads, jams, etc.)

Drone operations and modern agricultural practices

Animal Husbandry and Handicrafts

Easy and low interest loans:
Easy loans are made available to women through self-help groups at very low interest rates without any heavy guarantee to start their own business or small industry.

Financial literacy and guidance:
Women are also trained in financial management to operate bank accounts, save money and grow their businesses.

Which women are eligible?  

The applicant woman must be a native of India.

The age of the woman should be between 18 to 50 years.

It is mandatory for the woman to be associated with a Self Help Group (SHG).

The annual income of the family should be limited and no member of the family should be in a government job.

Required Documents

If you want to join this scheme, you must have the following documents:

Aadhar card

PAN card

Bank account passbook (linked to Aadhaar)

Self Help Group (SHG) membership certificate

Passport size photograph and mobile number

How to apply?
To avail the Lakhpati Didi Scheme, women must contact their nearest Self-Help Group (SHG), Rural Livelihoods Mission (DAY-NRLM) office, or Block Development Office (BDO) directly, rather than through an online portal. Additionally, information about the scheme and the enrollment process can also be completed through Gram Panchayat camps or Common Service Centers (CSCs) in your area.

PC: ABP NEWS