Turns out the “Gen Z isn’t serious” stereotype doesn’t really hold up. A new survey shows that young professionals are buying homes almost as soon as they land their first job, with many becoming homeowners by age 25.

What the survey says

According to “How India Fulfills Its Home Dreams”, a report by Basic Home Loans, the home-buying trend has clearly shifted toward younger buyers.

Homebuyers by age group

• Under 25 years: 32%

• 26–35 years: 42%

• 36–40 years: 16%

• 41–50 years: 5%

• 51–60 years: 3%

• Above 60 years: 2%

👉 That means 74% of all homes sold are being bought by people under 35—a massive generational shift.

Why Gen Z is jumping in early

• They compare rent vs EMI and prefer paying toward ownership

• Early financial planning and long-term mindset

• Desire for stability and asset creation sooner rather than later

In simple terms: “If I’m paying a similar amount anyway, why not pay for my own house?”

How much income are they willing to spend?

The report also highlights just how committed young buyers are:

• High-income earners: up to 50% of income as EMI

• Income up to ₹5 lakh/year: around 25%

• Income ₹11 lakh–₹40 lakh/year: up to 40%

Big picture

Gen Z isn’t avoiding responsibility—they’re fast-tracking it. Buying homes early shows financial confidence, planning discipline, and a willingness to make bold long-term commitments.