Effective April 1, 2026, significant changes have been made to PF rules. Employees of the Employee Provident Fund Organization can now receive their PF funds directly into their bank accounts using UPI. Until now, you had to go through a lengthy online process, including filing a claim and waiting for it to be approved. Now, put all that stress aside and simply follow a few simple steps to receive your PF funds in your account. Having UPI is essential for this.

This will be a very easy and quick process for EPFO ​​employees. This is a major update, and you won't face any difficulties. We'll explain the complete step-by-step process in the following information.

How to withdraw PF money through UPI, complete step by step process

step 1

First of all, open the EPFO ​​portal or UMANG app on your smartphone.

Step 2

Select the option to withdraw PF through UPI and enter the amount you want to withdraw.

Step 3

After your request is accepted, enter the UPI PIN.

Step 4

Once the amount is credited to your bank account, you can withdraw the money from any UPI-ATM.

Step 5

Select the QR Cash option on the ATM screen.

Step 6

Scan the QR code displayed on the screen and withdraw cash.

What are the requirements?

You can receive your funds using the simple steps described above. There are some requirements, which are important to know. The first requirement is that you must have eKYC. Additionally, your UAN (Universal Account Number) must be active. Your PF account must be linked to Aadhaar. Your mobile number must be linked to both Aadhaar and the UPI app. Your bank KYC must be fully updated.

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