Bank Holiday July 13, 2026: If you have important banking work scheduled for Monday, July 13, it's worth checking whether bank branches will be open in your state. According to the Reserve Bank of India's (RBI) holiday calendar, banks will remain closed only in select states due to regional observances, while operations will continue as usual across most of the country. 

Are Banks Closed Across India on July 13?

No. July 13 is not a nationwide bank holiday.

The holiday applies only in certain states where local festivals or commemorative events are officially observed. Customers in other parts of the country can visit bank branches as per normal business hours. 

States Where Banks Will Remain Closed on July 13

Banks will remain closed in the following states on Monday:

Sikkim – Bhanu Jayanti

Banks in Sikkim will remain closed on the occasion of Bhanu Jayanti, which commemorates the birth anniversary of renowned Nepali poet Bhanubhakta Acharya. 

Jammu and Kashmir – Martyrs' Day

Banks in Jammu and Kashmir will also remain closed due to the observance of Martyrs' Day, a regional public holiday. 

Banks Will Function Normally in Other States

Apart from Sikkim and Jammu and Kashmir, bank branches will remain open and operate normally across the rest of India, including:

• Delhi

• Uttar Pradesh

• Rajasthan

• Maharashtra

• Bihar

• Madhya Pradesh

• Gujarat

• Karnataka

• Tamil Nadu

• Telangana

• And most other states and Union Territories. 

Digital Banking Services Will Continue Without Interruption

Even in states where physical branches remain closed, customers can continue using digital banking services throughout the day.

The following services will remain available:

• Internet banking

• Mobile banking applications

• UPI services, including Google Pay, PhonePe, Paytm and other payment apps

• ATM cash withdrawals

• Debit and credit card transactions

• Online fund transfers through NEFT, IMPS and RTGS (subject to applicable processing schedules) 

Check Local Holiday Lists Before Visiting a Branch

Since RBI's bank holiday calendar includes several state-specific holidays, customers should verify the holiday status applicable to their location before visiting a bank branch. Planning ahead can help avoid unnecessary travel and delays in completing important banking transactions.

Disclaimer

Bank holidays are notified by the Reserve Bank of India and may vary from one state or Union Territory to another. Customers are advised to check with their local bank branch or refer to the latest RBI holiday calendar before planning an in-person visit.