In today's digital age, online payments have become a part of everyone's lives. Nowadays, when you go out and buy something, you simply make an online payment without actually paying. But when your mobile phone doesn't have a network, this simple convenience can become a problem. In such a situation, there's a feature called UPI that allows you to make payments even without the internet. This feature is especially beneficial for those who live in areas with poor network coverage or who often face connectivity issues. So, in today's article, let's learn how to make UPI payments without the internet.

Today, digital payments have grown so rapidly that people have almost forgotten to carry cash. From buying vegetables to paying for tea or sharing bills with friends, scanning QR codes using PhonePe or GooglePe has become commonplace. But the moment the internet goes down, the entire payment process comes to a halt. In such times, the UPI feature, which can be used without internet, comes in handy. It's specifically designed for situations where data or Wi-Fi are unavailable or the network is very weak.

How this feature works

The most important thing about this feature is that it works not over the internet, but through USSD technology. This means that if your phone has a network signal and can make a call, payments can also be made. Users simply need to dial *99# from their phone. A menu opens on the screen, where you can select different options. This method may seem a bit old-fashioned, but it's very reliable.

Make payments like this without internet

If you don't have internet access, you'll need to dial *99# from your phone. After dialing *99#, users will need to select the send money option.

After this, money can be sent through mobile number, UPI ID or bank details.

As soon as the mobile number is entered, the name of the person receiving the money appears on the screen, which reduces the chances of mistakes.

After this, you will have to enter the amount and UPI PIN and the payment will be completed instantly.

The entire process is completed in a few seconds and does not require any internet connection.

Keep these things in mind before using these features.

While these features are very useful, they do come with some prerequisites. First, your mobile number must be linked to your bank account. In some cases, Aadhaar linking may also be necessary. If these basic requirements aren't met, the service won't work. Therefore, it's best to keep your bank details updated so you can easily make payments without an internet connection if needed.

PC: TV9