PM Fasal Bima Yojana Premium Calculator: The weather across the country is changing every moment. In such a situation, you can avail coverage under the PM Fasal Bima Yojana. The premium required for this is very low.

PM Fasal Bima Yojana: The weather across the country has deteriorated. Sometimes, ferocious winds are blowing, and sometimes, rain is falling before the monsoon. On top of this, the threat of El Niño and La Niña is also looming. It's still difficult to accurately predict this year's monsoon. Consequently, farmers are most worried. They fear heavy losses to their hard-earned crops.

In the past month, several districts in Rajasthan have received less than normal rainfall, while Uttar Pradesh has received much more than normal rainfall. Madhya Pradesh and Bihar are also receiving heavy rainfall. Drought is expected in most districts of Maharashtra. In this situation, farmers fear heavy losses. However, the central government's Prime Minister Crop Insurance Scheme could prove to be a savior for farmers. Under this scheme, farmers can insure their crops by paying a mere 2% premium. In case of loss, they will receive compensation from the insurance company. The good news is that the government pays your share of the premium under this scheme.

PM Fasal Bima Yojana: How much premium for Kharif crop

Under the PM Crop Insurance Scheme, there are separate premiums for Rabi, Kharif, and commercial crops. For Kharif, or summer crops, you only need to pay a 2% premium. The remaining amount will be shared by the central and state governments.

How to calculate PM Crop Insurance premium

• To calculate the premium, visit the PMFBY portal https://www.pmfby.gov.in/
• Click here on Insurance Premium Calculator
• Now in the box first select Kharif in the season, then select the year
• Select Pradhan Mantri Fasal Bima Yojana in the scheme.
• Then select the state, district and crop
• After this, tell how many hectares the crop is planted in and click on calculate.

How much your crop is insured, how much is your premium, how much will the government pay, all this information will be displayed in the box. Suppose the total premium for 5 hectare crop is Rs 15920. In this the farmer's share will be Rs 7960 and the same amount will be contributed by the central government. In this the insurance amount will be shown as Rs 3,98,000. But in reality the farmer does not have to pay even Rs 7960 from his pocket. The state government will give subsidy on this premium. The farmer will have to pay only Rs 318 from his pocket.

If you have a Kisan Credit Card, you will get free insurance.

If you have a Kisan Credit Card, you don't even need to pay this premium. Your crop will be insured without paying a single penny.

How to check the status of PM Crop Insurance

• To check the status of your claim under the PM Fasal Bima Yojana, visit the official portal.
• Here click on Application Status, now enter the policy ID in the box and enter the captcha code
• Click on Check Status and verify with mobile OTP, you will get the information

What is the helpline number of PM fasal bima yojana ?

If you have any problem related to PM fasal bima yojana Insurance Scheme or want any solution, then you can contact on helpline number 14447.

What is the coverage under PM Fasal Bima Yojana?

• Sowing or transplanting: If the farmer is unable to sow due to weather conditions
• Damage to standing crops: Unseasonal rains, storms, hailstorms, floods, pest infestations, crop diseases or other natural calamities
• Post-harvest: Damage to the crop up to 14 days after harvest. Damage caused by hailstorms, cyclones, or other natural disasters.
• Local calamities: Losses caused by local calamities like hailstorm, landslide, waterlogging, cloudburst or fire caused by natural causes.