Like the first date of every month, this time too many important rules are going to change from August 1, 2025. These changes can have a direct impact on the daily expenses, services and digital transactions of common people. From the price of LPG cylinder to UPI transaction limit, many changes can affect both your pocket and convenience. Apart from this, bank holidays, credit card insurance and CNG / PNG prices can also change from August 1. In such a situation, if you know these updates in advance, then you will be able to do your financial planning properly.

There may be a change in the price of an LPG cylinder

Like every month, this time too, on August 1, oil companies will review the prices of LPG cylinders. Last time on July 1, the price of commercial gas cylinder was reduced by Rs 60, while there was no change in the price of domestic cylinder. Now it is expected that there may be relief in the price of domestic LPG cylinder from August 1. If this happens, then the general public will definitely get some relief and kitchen expenses may be reduced.

Changes in CNG and PNG prices are also possible

Oil companies also change the prices of CNG and PNG on the first of every month. However, there has been no change in these since April. Last time on April 9, the price of CNG in Mumbai reached ₹ 79.50 per kg and the price of PNG reached ₹ 49 per unit. Now their prices are likely to change once again in August. If prices increase, the cost of transportation and domestic gas may increase.

Effect of change in ATF prices on air travellers

On August 1, oil companies can also change the prices of ATF (Air Turbine Fuel) i.e. aviation fuel. If the prices of aviation fuel increase, then air tickets can become expensive. On the other hand, if the prices decrease, then travel can become cheaper. This change will have a direct impact on air travellers.

New rules related to UPI will be implemented

To make digital payments better and safer, some new rules (UPI New Rules 2025) related to UPI will be implemented by the National Payments Corporation of India (NPCI) from August 1. Now balance can be checked only 50 times a day on third party apps like Google Pay, PhonePe or Paytm. At the same time, bank accounts linked to mobile numbers on any UPI app can be viewed a maximum of 25 times a day.

Additionally, autopay transactions like mutual fund SIPs or OTT subscriptions will now be processed only in 3 fixed time slots of the day: before 10 am, from 1 pm to 5 pm and after 9.30 pm. This will reduce the load on the system and reduce the problem of transaction failure.

Long List of Bank Holidays in August

According to RBI, in August 2025, banks will remain closed for a total of 15 days (Bank Holidays in August 2025) across the country, according to different states and festivals. Apart from festivals like Independence Day, Janmashtami, Ganesh Chaturthi, it also includes holidays on Sundays and second-fourth Saturdays. In such a situation, it would be better to finish the important banking work in advance, so that there is no delay in any important work.

Insurance cover on a credit card will stop

If you use SBI card, then from August 11, some changes can directly affect you. SBI has decided to stop the free air accident insurance available on some co-branded credit cards. Till now this cover was available from Rs 50 lakh to Rs 1 crore, but now this benefit will not be available on ELITE and PRIME cards, which were issued by SBI in collaboration with UCO Bank, Central Bank, Karur Vysya Bank, Allahabad Bank and PSB. This can cause a big loss to cardholders, especially those who were dependent on free insurance benefits.

RBI will decide on interest rates

The meeting of the Monetary Policy Committee of the Reserve Bank of India (RBI MPC Meeting) is to be held from August 4 to August 6. In this meeting, Reserve Bank Governor Sanjay Malhotra will decide with the panel whether any change should be made in the interest rates or not. This can have a direct impact on the EMI of your loan and the interest rate of the savings account.

On August 2, farmers will get Rs 2000 of the 20th installment

The 20th installment of PM Kisan Yojana (PM Kisan 20th Installment) is going to be released on 2 August 2025. On this day, Prime Minister Narendra Modi will send this amount of Rs 2000 to the accounts of farmers in a special program in his parliamentary constituency Varanasi. This money will come directly to the bank account through DBT. With the release of this installment, about 9.3 crore farmers of the country will get a big benefit.

PC: Samachar nama