Atal Pension Yojana: Learn how you can get a monthly pension of up to ₹5,000, just do this simple task
- bySudha Saxena
- 05 Sep, 2026
The central government is working on several schemes. In this regard, various schemes are also being implemented for the elderly to ensure a comfortable old age. If you also want a monthly pension in your old age, you can prepare for it now. You can receive a monthly pension of Rs 5,000 by joining the Atal Pension Yojana. Let's find out how.
Who can join the Atal Pension Yojana (APY)?
People who are citizens of India, have a bank account,
are between the ages of 18 and 40,
and are non-taxpayers.
How to get a pension of Rs 5,000?
Actually, the Atal Pension Yojana is an investment scheme
in which you have to invest for at least 20 years.
Investments in this scheme are based on your age and the pension plan you choose.
For example, if an 18-year-old chooses a pension plan of Rs 5,000, they have to pay a monthly premium of Rs 210. Similarly, a 30-year-old has to pay a monthly premium of Rs 577 for a pension of Rs 5,000.
How to join the Atal Pension Yojana (APY)?
First, go
to your bank and meet the relevant officer, who will provide you with information about the scheme.
Select a pension plan, then complete your KYC.
Then, you will be informed about the premiums and your bank account will be linked to the scheme.
After this, you will be eligible to join the scheme as a beneficiary.
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