BUSINESS
Announcement of the Interest rates for next quarter on small savings schemes including PPF & Sukanya Samriddhi, new rates apply from 1 Jul
The central government has announced interest rates on small savings schemes for the second quarter of the financial year 2026-27 (July 1 to September 30, 2026). This quarter will also see the same ...read more
New Delhi. There's a major update for investors in small savings schemes. The central government has announced the interest rates for small savings schemes for the second quarter of the financial year 2026-27, from July 1, 2026, to September 30, 2026. The Finance Ministry announced this in a press release.
In the press release, the Ministry wrote- The interest rates on various small savings schemes for the second quarter of the financial year 2026-27 (from July 1, 2026 to September 30, 2026) will remain the same as the rates mentioned for the first quarter of the financial year 2026-27 (from April 1, 2026 to June 30, 2026).
How much interest will be received on PPF and Sukanya Samriddhi Yojana?
The government has not changed the interest rates on small savings schemes this time either. Consequently, all small savings schemes, including the Public Provident Fund (PPF), Sukanya Samriddhi Yojana (SSY), Senior Citizen Savings Scheme (SCSS), and National Savings Certificate (NSC), will continue to offer the same interest rates as before.
Interest Rates of Small Savings Schemes |
Interest Rates of Small Savings Schemes |
Interest Rates of Small Savings Schemes |
Interest Rates of Small Savings Schemes |
|
Number |
Name of the scheme |
Interest rate for July-September |
Interest rate for April-June |
|
1 |
Sukanya Samriddhi Yojana (SSY) Interest Rates |
8.20% |
8.20% |
|
2 |
Public Provident Fund (PPF) interest rates |
7.10% |
7.10% |
|
3 |
National Savings Certificate (NSC) interest rates |
7.70% |
7.70% |
|
4 |
Kisan Vikas Patra (KVP) Interest Rates |
7.50% |
7.50% |
|
5 |
Senior Citizen Savings Scheme (SCSS) Interest Rates |
8.20% |
8.20% |
|
6 |
Monthly Income Scheme (MIS) Interest Rates |
7.40% |
7.40% |
|
7 |
Post Office Savings Account Interest Rates |
4.00% |
4.00% |
|
8 |
1-Year Fixed Deposit Interest Rates |
6.90% |
6.90% |
|
9 |
2-Year Fixed Deposit Interest Rates |
7.00% |
7.00% |
|
10 |
3-Year Fixed Deposit Interest Rates |
7.10% |
7.10% |
|
11 |
5-Year Fixed Deposit Interest Rates |
7.50% |
7.50% |
|
12 |
5-Year Recurring Deposit (RD) Interest Rates |
6.70% |
6.70% |
According to the government notification, the Public Provident Fund (PPF) will continue to offer an annual interest rate of 7.1 percent. The Sukanya Samriddhi Yojana (SSY) interest rate remains at 8.2 percent. The Senior Citizen Savings Scheme (SCSS) will also continue to offer an interest rate of 8.2 percent, and the National Savings Certificate (NSC) will continue to offer an interest rate of 7.7 percent.
PC: Jagran
