Investment Tips: These 5 schemes of Post Office are the best, invest in Rs 100 and you will earn a huge income!



Think about joining a savings plan that offers you excellent returns even on minimal investments. You will not get as much interest in a bank savings account as you can earn by investing in these 5 post office schemes. This means that your money will be safe and you will also get good returns. The best thing is that you can start investing in some of these schemes with just Rs 100.

If you want to start investing with just Rs 100, you can opt for Recurring Deposit (RD) in the post office. Investing in RD starts from just ₹100.

Excellent returns on RD:

At present the government is offering a 6.7 percent interest rate on the RD scheme of the post office. This is a kind of Systematic Investment Plan (SIP) in which you have to deposit a fixed amount every month. The minimum amount for RD in the post office can be Rs 100. This scheme will have to be maintained for at least 5 years.

Excellent returns in these schemes:

Apart from the RD scheme of the post office, you can also invest in these schemes, which give good income while keeping your investment safe.

You can open the National Monthly Income Scheme (Post Office MIS Account) in the post office. Investment in this starts from a minimum of Rs 1,000. You get an annual interest rate of 7.1% on this account.

Similarly, if you invest money in schemes like a National Savings Certificate (NSC) for 5 years, you get a 7% interest rate from the government. You get the entire money back on maturity.

Sukanya Samriddhi Yojana is also an excellent savings scheme offered by the post office, which offers an interest rate of 7.6%.

Similarly, people get a 7.2% interest rate by investing in Kisan Vikas Patra.