How to make UPI payments up to Rs 500 without internet: Here's the step-by-step process!



UPI, or Unified Payments Interface, is a popular and convenient way to transfer money online using a smartphone. However, what if you do not have access to the internet or your phone does not support UPI apps? Is there still a way to use UPI to make payments?

The answer is yes. There is a feature called *99#, which allows users to make offline UPI payments by dialing a USSD code from their phone. USSD, or Unstructured Supplementary Service Data, is a communications protocol that works on any GSM phone and doesn't require Internet or app installation.

This feature can be useful in situations where there is no or poor internet connectivity, or when users want to avoid sharing their UPI ID with strangers. However, this feature also has some limitations. Users can make payments using *99# only up to Rs.500 per transaction and up to Rs.1000 per day. Users also need to remember their UPI ID and UPI PIN, as they cannot use biometric authentication or QR code scanning for this feature.

*99# feature is compatible with all GSM phones and GSM service providers and is available in multiple languages. Users can also view their account balance, transaction history, and profile details using this facility.

If you find this feature interesting and want to do UPI transactions without using the internet, here is the step-by-step process on how to make a UPI payment of up to Rs 500 without the internet.

Step-by-step process on how to make UPI payments up to Rs 500 without internet:

Step 1: To send money, open the phone dialer and dial *99# followed by 1.

Step 2: Select an option and enter your UPI ID / Bank account number / Payee phone number.

Step 3: Enter the amount and enter your UPI PIN.

Step 4: The transaction will be completed and you will receive a confirmation message.

One thing to note is that using the *99# service will cost you up to Rs 0.50 for each transaction.