Utility News : These things to keep in your mind while downloading the app on your mobile
Never download the app from any unknown link, it can hack your mobile and kill you. Avoid downloading any kind of app (which is not on the play store)
Download only trusted apps for UPI payment and not everyone else, fake apps can steal your banking information.
Use your bank's official app for online banking, and never forget internet banking login on any third-party app.
If you permit any app, then note whether it is necessary to do so, otherwise, these apps can steal your data behind your back.