Women's Day 2024: This scheme is very wonderful for women, if invested, it will rain money!

pc:tv9hindi

Every year March 8 is celebrated as International Women's Day. The history of the day dates back to 1908, linked to labour movements in the United States and Europe in the 20th century. Reports suggest that International Women's Day originated during protests by women demanding limited working hours. Women in Russia first celebrated Women's Day by protesting against the World War.

Empowerment of women today:

Celebrating this day, it has completed 116 years of its establishment. Women have come a long way, getting involved in businesses, leading major companies and understanding the intricacies of investing. Today we will discuss a scheme related to women which is considered the best in terms of investment, which provides both returns and security.

Mahila Samman Savings Scheme:

Mahila Samman Savings Certificate Scheme is a special savings scheme designed for women. Under this scheme, the account can be opened in the post office or authorized bank. A minimum investment of Rs 1000 is required, and subsequent investments can be made in multiples of Rs 100. The maximum investment limit is Rs 2 lakh. This plan offers an annual interest rate of 7.5%, and the interest is calculated quarterly.

pc: The Economic Times Hindi

LIC's Jeevan Aadhaar Policy:

LIC's Jeevan Aadhaar Policy is considered a good scheme for women. It is a non-linked individual life insurance plan that offers a fixed sum to the investor on maturity. If the policyholder dies before the maturity of the policy, financial assistance is provided to the family. The basic sum assured in this policy is a minimum of Rs 75,000, with a maximum limit of Rs 3 lakh. The policyholder can choose from monthly, quarterly, half-yearly and annual payment options. It is required that the age of the policyholder does not exceed 70 years for the scheme to reach adulthood.

pc; Hindustan

Post Office Monthly Income Scheme (MIS):

Post Office Monthly Income Scheme (MIS) can also be a beneficial scheme for women. In this scheme, a fixed amount is invested every month to establish regular income in the form of interest. It has a lock-in period of 5 years. The maximum investment limit in this scheme is Rs 4.5 lakh for a single account and Rs 9 lakh for a joint account. A monthly income of around Rs 9,000 can be earned on an investment of Rs 15 lakh. This income is distributed equally among all the joint account holders. Interest payment starts one month after the account is opened.

These investment schemes provide financial security and regular returns to women, contributing to their empowerment.