These schemes of Post Office offer the highest interest rate, you get lakhs of rupees of interest on your investment
The government is running many savings schemes in the country! These savings schemes are for people of all sections of the country, children, women, girls, employed, businessmen and the elderly! These government schemes give the common people a big fund for the future, savings for today and an opportunity to live a life with respect even after retirement!
These schemes of Post Office offer the highest interest rate, you get lakhs of rupees of interest on your investment
The best thing is that the interest rate on these Post Office schemes is revised every three months! These interest rates are revised keeping in mind the inflation rate! The government has recently revised the interest rates on the 5-year RD of the post office! Let's know about the post office savings scheme!
Post Office Recurring Deposit, the highest interest is available in these schemes of Post Office
Post Office RD account is a safe option for those who are looking for guaranteed returns for 5 years. In this scheme, you can invest a minimum of Rs 100 every month or any amount in multiples of Rs 10. From October 1, 2023 to December 31, 2023, 5-year Post Office RD will now get 6.7 percent annual interest instead of 6.5 percent.
Sukanya Samriddhi Account
SSY was started eight years ago in the year 2015. This scheme is for 21 years. But the girl's parents have to deposit money only for the first 15 years. The account remains active for 6 years without depositing any money. Under Post Office SSY, the account of girls below 10 years of age is opened in the name of their parents.
Under this scheme, you can deposit from Rs 250 to Rs 1.50 lakh annually! You can open an account in Sukanya Samriddhi Yojana with Rs 250! You are getting interest at the rate of 8.2 percent on this! The government is running this scheme for daughters!
Mahila Samman Certificate Scheme
Post Office 's Mahila Samman Savings Certificate is a government scheme run by the government for women investors! Mahila Samman Savings Certificate Scheme has opened for investment from 27 June 2023! Investment will be made in it for 2 years! This scheme is open for investment till March 2025 i.e. for a period of two years!
Under this Post Office scheme , an investment of Rs 2 lakh can be made in the name of women or girls! It gives a fixed interest of 7.5 percent every year! 40 percent of the money can be withdrawn after 1 year of opening the account! If you invest Rs 2 lakh in Mahila Samman Savings Certificate for 2 years, then on maturity you will get Rs 2.32 lakh! It works just like FD!
India Post Kisan Vikas Patra
The amount invested in Kisan Vikas Patra is getting interest at the rate of 7.5 percent per annum. Investment in this scheme can be started from one thousand rupees. After this, investment can be made in multiples of Rs 100. There is no maximum limit of investment in this. You can also invest by opening a joint account.
Along with this, the facility of nominee is also available! The government is giving more than 7 percent interest on its investment! The money invested in Kisan Vikas Patra will double in 115 months! Under the Post Office Kisan Vikas Patra scheme, an account can be opened for a minor below 10 years of age!