Sukanya Samriddhi Account: A major change is being made by the Department of Economic Affairs
PM Modi: Celebrations are being held on the occasion of the completion of 10 years of the Pradhan Mantri Jan Dhan Yojana. Under this, you can also win a prize by answering some questions related to this scheme. The common man has got a lot of benefits through this scheme.
PMJDY News: Pradhan Mantri Jan Dhan Yojana will enter its 10th year from tomorrow. This ambitious scheme of PM Modi was started on 28 August 2014. This ambitious scheme of Prime Minister Narendra Modi was started with many objectives and the government has benefited from it. During the Covid pandemic, when the government had to deliver money to the people, through, the government provided the money to the people as assistance. At the same time, money from projects like Kisan Samman Nidhi and NREGA, and MNREGA also kept reaching people's accounts directly. That too was possible because of this Jan Dhan account.
Bank accounts opened with zero balance
In 2014, when Narendra Modi's government was formed, the first decision taken was how to connect the common man to the banking system. The government came forward for this and started the Pradhan Mantri Jan Dhan Yojana. Through this the bank account of the poorest of the poor people could be opened with zero balance. After this, the benefits of social security schemes are also being directly delivered to the beneficiaries through Direct Bank Transfer (DBT).
The aim was to include everyone in the banking system. The
aim of the Pradhan Mantri Jan Dhan Yojana was to include the underprivileged sections of the country, who did not have access to banks, in the banking system. Through this, the aim is to open savings bank accounts for these people, make the way for providing loans to them easier, and ensure insurance and pension facilities. Under this scheme, the government has given such a facility to those opening accounts that they can open their account in the bank with zero balance. No identifier was required for this. According to the government data, the number of its beneficiaries has now exceeded 52.39 crores.
You will clearly know the difference between an accident insurance of Rs 1 lakh and a life cover of Rs 30,000
in Jan Dhan accounts and a normal bank savings account. In such a situation, let us tell you that interest is received on the amount deposited in the Jan Dhan account. In the Jan Dhan scheme, one lakh rupees of accident insurance and a life cover of Rs 30,000 are also available. There is no limit on keeping a minimum balance in a Jan Dhan account. In the Jan Dhan scheme, the beneficiary also gets an overdraft facility of Rs 10,000 in the account. Along with this, after opening the Jan Dhan account, the beneficiary also gets a RuPay debit card. Along with this, you can open a Jan Dhan account in the post office as well as in the bank. For this, it is necessary to have a PAN card and an Aadhar card. Along with this, Jan Dhan accounts can also be opened through online medium.
Celebrating completion of a decade
Now that the scheme is about to complete its 10 years, the completion of a decade of Pradhan Mantri Jan Dhan Yojana is being celebrated. Under this, anyone can win a prize by answering some questions related to this scheme. Information about this has been given through Narendra Modi's social media platform 'X'. This quiz competition will be live on Namo App throughout the day on Wednesday, 28 August. Where one will have to accept the Jan Dhan 10/10 challenge and by answering 10 'easy' questions one can win a book on governance signed by Prime Minister Narendra Modi.
More than 2.30 lakh crore rupees deposited