Personal Loan: These banks offer the cheapest personal loan, check the interest rate!
When we are short of money, we go to pledge our gold and silver articles. Often, if they are not there, personal loans are taken to meet urgent needs or to meet the urgency of funds. A personal loan is available very quickly but the interest charged on it is very high.
But now you do not need to take tension. The reason for this is that 10 banks are offering personal loans at very affordable rates. So you can take personal loans from these banks. Banks are giving these loans at low-interest rates to those people who have a good credit score. Let us know from which banks you can take a loan at low-interest rates.
Bank of India
Bank of India is giving personal loans to its customers at an interest rate of 10.25 percent. This bank offers personal loans up to 20 lakhs. The maximum loan tenure is 84 months.
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IndusInd Bank offers personal loans ranging from Rs 30,000 to Rs 50 lakh to its customers. The interest rate of this bank is 10.25 percent to 27 percent. The loan tenure ranges from 1 year to 6 years.
Punjab National Bank
Punjab National Bank offers personal loans up to Rs 10 lakh to its customers. The interest rate here is 10.4 percent to 16.95 percent. The loan tenure is up to 60 months.
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Axis Bank offers personal loans ranging from Rs 50,000 to Rs 1 lakh. The bank's interest rates start from 10.49 percent and the tenure can go up to 60 months.
IDFC First Bank
IDFC First Bank offers personal loans to its customers at an interest rate of 10.49 percent. The loan tenure ranges from 6 months to 5 years. Personal loans up to 1 crore can be availed from this bank.
HDFC Bank offers personal loans to its customers at an interest rate of 10.5 percent to 24 percent. The maximum loan tenure is 5 years. A maximum amount of up to Rs 40 lakh can be taken as a personal loan from this bank.
IDBI Bank offers personal loans up to Rs 50 lakh to its customers at an interest rate of 10.5 to 15.5 percent for a tenure of 60 months.
ICICI Bank offers personal loans of up to 50 lahks to its customers at an interest rate of 10.75 to 19 percent for a tenure of up to 6 years.