Investment Tips: 'These' government schemes give interest like FD, see the full list!


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In the age of social media, people are becoming financially savvy. In such a situation, the government is starting many schemes for every class and age group in the country.

Today we are giving you information about many types of government schemes. By investing in which you can earn more than 8 percent interest rate. Let's know about them.

Under the National Savings Certificate, the government is offering an interest rate of 7.7 percent to consumers. You can invest in this for a total of 5 years. In this, you can invest any amount in the scheme from Rs 1,000 to multiples of 100.


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Under the Sukanya Samriddhi Yojana, the government is giving an interest rate of 8 percent on deposits. You can open this account for a girl child below 10 years of age, in which Rs 250 to Rs 1.5 lakh can be invested annually.

You can get a 7.4 percent interest rate by investing in Post Office Monthly Income Scheme. In this scheme, a person can invest up to Rs 9 lakh in a single account and up to Rs 15 lakh in a joint account for a total period of 5 years.

Women can earn up to 7.5 percent interest by investing in Mahila Samman Savings Certificate. This is a new scheme launched by the government.


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You can get a return of up to 7.5 percent by investing in Kisan Vikas Patra, another scheme of the post office. The amount invested in it will double in 115 days.

Senior citizens are getting a high interest of up to 8.2 percent on investment in Senior Citizen Savings Scheme. You can invest a maximum of Rs 30 lakh in this.