Gas Cylinder Insurance: Insurance of 50 lakhs is available with gas connection and this right, know the details..

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LPG Gas Connection: If you have not yet taken a gas connection, then this information is very important for you. Today almost every house in India has a gas cylinder connection. But many of us do not know about the rights of customers related to gas cylinders. Only the gas dealer should tell about the rights related to the gas connection of the customers. But in most cases, it is seen that the dealers do not inform about it while giving gas connections to the customers. That's why customers themselves should be aware of their rights.

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Let us tell you that those who take an LPG gas connection are insured up to Rs 50 lakh. This policy is called LPG Insurance Cover. This is given for the loss of life and property in any type of accident caused by the gas cylinder. You become eligible for this policy as soon as you get a gas connection. You get this insurance as soon as you get a new connection.

Know what is LPG insurance cover
Your LPG insurance is done at the time you buy the gas cylinder. You should always take the cylinder after seeing the expiry date. Because it is linked to the expiry date of the insurance cylinder. As soon as you get a gas connection, you get accidental insurance of Rs 40 lakh. Along with this, if a person dies due to a cylinder explosion, then a claim of up to Rs 50 lakh can be made. You do not have to pay any extra monthly premium for this. If an accident happens with a gas cylinder, then the victim's family members can claim for it.

This is how you can claim
The customer has to report the accident to his distributor and the nearest police station within 30 days of the accident. It is necessary to take a copy of the FIR of the accident from the police. Along with the copy of the FIR registered in the police station for the claim, medical receipt, hospital bill, post-mortem report and death certificate are also required.

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Companies bear the full cost of insurance
Please tell that only the person whose name the cylinder is named gets the insurance amount. You cannot make anyone a nominee in this policy. The benefit of the claim is available only to those people whose cylinder pipe, stove and regulator are of ISI mark. For claim, you should keep getting regular checkups of the cylinder and stove. Your distributor informs the oil company and the insurance company about the accident. Oil companies like Indian Oil (Indian OIL), HPCL, and BPCL bear the entire cost of insurance in case of an accident due to a cylinder.