If the car gets washed away in a flood, will you still get insurance cover? Know the truth

Car Insurance Flood Damage:  If your car also gets washed away in the flood, then it becomes important for you to know whether you will get compensation from the insurance company. Does the insurance company compensate for the damage caused to the car due to the car getting washed away in the flood or drowning in the water or not? 

Car Insurance Policy: Monsoon season has started across the country. Heavy rains have already started in many areas of the country. Natural disasters like heavy rains and floods occur many times during the monsoon season. Many times vehicles also get washed away in these disasters. You must have seen many such pictures where the car is submerged in water or gets washed away in the strong flow of water. In such a situation, if your car also gets washed away in the flood, then it becomes important for you to know whether you will get compensation from the insurance company. Does the insurance company compensate for the damage caused to the car due to the car getting washed away in the flood or getting submerged in water or not? 

How much can it cost? 

If your car drowns in water, then it can have many types of problems. Car accessories, electronic systems, and even the engine can get damaged. Due to water, the electronic system of the car can get damaged and the engine can also get damaged. Then you can spend a lot of money to get the car repaired. It can cost up to Rs 1 lakh to get the car repaired. Many people are confused about whether the insurance company pays in such a situation or not. Let us tell you about it.  

If you have taken a comprehensive insurance policy for your car, then you can get the benefit. A comprehensive insurance policy is more beneficial in natural calamities such as floods, storms, earthquakes, landslides, and fires including theft or accident. In this policy, you get insurance coverage for the damage caused to the car due to natural calamity. If your car gets washed away in a flood or drowns in water, then you will get the same claim as you get in case of a car accident. Let us tell you that this policy is optional. Therefore, when you are taking an insurance policy for your car, make sure whether it provides protection against damage caused by natural disasters or not.