How to claim car insurance, if you know these methods then your work will be done in a jiffy.

If someone has a car, then most people do not know how important it is to get it insured. While getting car insurance, you have to pay a lump sum amount. Which seems high to everyone. But how much benefit this price can give you? We will tell you this. Car insurance is less for you when the car gets damaged due to an accident or any other reason. In such a situation, the insurance company bears the entire cost of repairing your car as before. You can claim the entire cost of servicing your car. For this, you just have to adopt this method.

How to make an insurance claim

If your car has met with an accident, first of all inform your insurance company about it. You can do this work through online portal, app or call. Give full details of the accident to the insurance agent. In this, you will have to mention every small and big detail of the accident like when, where and how everything happened. If any third person is involved in the accident, then definitely register an FIR. Give a copy of this to your insurance company. After this, an agent from the company comes to survey your car. In which he looks at your car carefully. Also give him all the necessary documents of your car.

These documents are necessary

After making a car insurance claim, you need all the documents like a copy of your insurance policy, vehicle registration certificate and driving license. If you have enquired about the expenses with a mechanic, then give the details of the same to the insurance company agent.

Claim settlement amount

If the insurance company allows your claim, it will tell you the claim settlement amount. The company can also make the payment directly to the mechanic. But this happens very rarely. In most cases, the company can deposit the entire amount in your bank account.

Track Claim Status

One thing to keep in mind is that you must follow the prescribed time limit for making a car insurance claim. Always give the correct information to the company. If any false claim is caught then the policy can be cancelled. You can track your claim status through your insurance company's website or mobile app.