Auto Tips: Always keep this document in the car, if you miss it, you will be fined Rs 10,000...

If you have a personal vehicle, then you must have heard about PUC Certificate. PUC stands for Pollution Under Control. This is a certificate that states that the pollution caused by your vehicle is under control and is not harmful to the environment. This certificate has to be made new after every six months.

Let us tell you that the PUC certificate is mandatory for all vehicles running on petrol and diesel. If you do not keep it updated then you may have to pay a fine if caught. At the same time, if needed, you may also face problems in claiming the insurance of the vehicle. Let's know in detail. In the capital Delhi, if caught without it, a fine of Rs 10,000 is directly imposed.

A PUC certificate is very important
A PUC certificate is a very important document for your vehicle. You should always carry an updated PUC. At the same time, you should also take care of renewing it. Sometimes, despite having all the documents, you may have to pay the challan just because of the PUC certificate. If you are ever caught driving without a PUC certificate, then you may have to pay a heavy fine. You can easily get this certificate made from any PUC center.

These are the rules for a PUC certificate
According to the Insurance Regulatory and Development Authority of India (IRDAI), you will have to provide a valid PUC certificate while renewing your vehicle insurance. Let us tell you that according to the law, you cannot drive any vehicle without third-party insurance. Based on a Supreme Court judgment, IRDAI has issued an order that no insurance company can insure a vehicle unless it has a valid PUC certificate on the date of policy renewal.

What are the rules for making an insurance claim?
According to the Motor Vehicle Rules, 1989, the Supreme Court has declared PUC as a mandatory certification in a ruling. At the same time, IRDAI has ordered insurance companies not to insure those vehicles which do not have PUC certificates. However, the obligation of this certificate has not been kept for claiming insurance. Last year, a new KYC rule has been introduced to settle insurance claims easily. According to this, it is not necessary to have a PUC certificate to settle the insurance claim. But it is mandatory to get insurance.