Under the Pradhan Mantri Jan Dhan Yojana, people have been given the facility to open a Jan Dhan account in the bank. It is one of the most ambitious financial programs launched by the government. Under this scheme, poor people can open their bank account and can get many financial benefits.
1.30 Lakhs worth of benefits
In the account opened in Pradhan Mantri Jan Dhan Yojana, the account holder is given a benefit of Rs 1.30 lakh. This is accident insurance. The account holder is given accident insurance of Rs 1,00,000 and general insurance of Rs 30,000. If he gets an accident then he will get 30000 rupees and if the account holder dies in this accident, then one lakh rupees are given.
An account under Pradhan Mantri Jan Dhan Yojana can be opened at any bank branch or business representative (Bank Mitra) outlet. Let us know how you can open this account.
How to open an account?
Under the Pradhan Mantri Jan Dhan Yojana, the account opens in the public sector banks but, if you want, you can open your Jan Dhan account in a private bank as well. If you already have a savings account, then you can also convert it into a Jan Dhan account. Any citizen living in India, whose age is 10 years or more, can open a Jan Dhan account.
These documents are needed
Many documents are required under KYC to open a Jan Dhan account. Out of these, you can open an account with Aadhaar Card, Driving License, PAN Card, Voter ID Card, Passport, MNREGA Job Card.
These benefits are not met, there
is the hassle of keeping the minimum balance.
Saving accounts will get more interest.
holder will get mobile banking facility, accident insurance cover up to 2 lakh rupees.
Overdraft facility up to 10 thousand rupees.