The Automated Teller Machine (ATM) is the most convenient option for dispensing out cash currency using ATM card given by all public and private sector banks. But, what to do when there is no cash in ATM. In such a situation, you can opt for other digital methods. If you don't have cash but you have to pay money to another person then you can choose net banking. To digitally transfer the amount to another account all you need is to log in your net banking account, enter bank details of the recipient you want to send money and the amount to be transferred. You can also use apps like Paytm and Google Pay when you want to transfer a small amount.
If you want to order food then there is a lot of food ordering apps are available. These apps not only offer an instant discount but also offers cashback and other tempting offers. If you make payment through debit or credit card then you can also get reward points which can be redeemed later.
If you travel a lot for business or other purposes then instead of paying through cash use rechargeable smart cards. For example, if you use the metro daily then instead of buying a token, buy smart cards which you can recharge with your mobile wallet. You may also get a discount if you recharge them with a mobile wallet. If talk about airline or railway tickets, you can also book tickets directly from your phone using third-party mobile apps.
For making utility bills payment such as electricity, water, etc, opt for net banking. Even for your data and talk time recharges, your service providers have an online mode of payment. These days, even at retail shops you can do online payment.